CLAIMS SERVICES
We DEFEND YOU
We are proud of our hands-on, personalized service providing expertise, guidance and support for psychiatrists during what is often a difficult and stressful time. Of course we hope you will never need our claims expertise, but if you ever need to report a claim, PRMS® will be with you every step of the way. Whether you need legal guidance for an adverse event or a robust full-court defense for a lawsuit, our experts will work closely with you and your defense counsel to vigorously
defend you.
Claims Quick Links
31,000+ CLAIMS MANAGED
PRMS® has managed more psychiatric claims than any other company in the United States. Our staff has a proven track record of providing exceptional service and expertise for more than 31,000 psychiatry-specific claims, lawsuits and events since 1986.
No Out-Of-Pocket Expenses
PRMS has long-standing relationships with an extensive nationwide panel of attorneys. We select a highly-qualified attorney for your case in your area, and work closely with him or her - and you - throughout the case. We retain experts with knowledge in the particular sub-specialty the case involves.
No Heavy-Handed Arbitration Clause
We support the interests of our clients first. Other companies may have an arbitration clause which means arbitrators can settle the dispute without your consent. We will only settle a claim with your consent.*
Separate Policy Limits For Defense Costs
Our policy, through issuing carrier Fair American Insurance and Reinsurance Company (FAIRCO), includes limits separate from your professional liability limits to cover defense costs for various infractions, such as medical board proceedings, HIPAA violations and Medicare/Medicaid violations.
EXPERIENCED CLAIMS TEAM
Our tenured and diversified claims team is a unique group of highly experienced licensed claim professionals with backgrounds in law, nursing and insurance.
Take comfort in knowing that your claim will not be “outsourced” to an insurance carrier, nor will you be told to hire your own attorney.