Unique risks require specialized coverage. That's why PRMS® now offers flexible surplus malpractice lines of coverage, designed specifically to meet your needs. Every aspect of our comprehensive medical professional liability insurance program reflects our dedication to protecting your practice, supporting your needs, and defending your professional reputation. 

  • Surplus lines covering unique, nonstandard and capacity risks
  • Ability to customize certificate language and add additional insureds
  • Flexible limits: Including aggregate limits
  • Self-insured retentions and deductibles offered
  • Occurrence and claims-made policies available: Including flexible tail and FTEs (full-time equivalency) options
  • Nationwide coverage
  • Coverage for telepsychiatry and forensic services
  • Insurance carrier backed by Berkshire Hathaway
  • AM Best rating: A++ (Superior) Credit Rating
  • Standard and Poor’s rating: AA+
  • In-house Claims and Risk Management support
  • Toll-free Risk Management Consultation Service (RMCS) helpline
  • Complimentary CME courses, educational articles, resources, and more offered online through PRMS U for clients
  • Access to eRiskHub: technology and data breach resources
  • ACCME Accreditation with Commendation
  • Experienced claims handling: 31,000+ mental health claims handled in-house, more than any other company in the country

 

Actual terms, coverages, conditions and exclusions may vary by state. Unlimited consent to settle does not extend to sexual misconduct. Insurance coverage provided by Fair American Select Insurance Company (FASIC), a Delaware domestic surplus lines insurer (NAIC # 15201). PRMS, The Psychiatrists’ Program and the PRMS Owl are registered Trademarks of Transatlantic Holdings, Inc., a parent company of FAIRCO.